Rhode Island rules
How Rhode Island taxes your paycheck in 2026
Rhode Island keeps it simple with three brackets — 3.75%, 4.75% and 5.99% — administered by the Rhode Island Division of Taxation. Because the lowest 3.75% rate covers income up to about $82,000, most middle-income workers never reach the 4.75% or 5.99% bands, keeping the effective state rate modest.
| Rate | Taxable income |
|---|---|
| 3.75% | $0 – $82,050 |
| 4.75% | $82,050 – $186,450 |
| 5.99% | Over $186,450 |
Marginal rates — only income within each band is taxed at that rate. 2026 figures, before the state standard deduction/exemption.
A wide bottom bracket
The 3.75% bottom band is wide, so a single filer earning $70,000 pays the same low rate on essentially all of their taxable income. Rhode Island also offers a standard deduction (about $11,200 single for 2026) that phases out at higher incomes.
Comparing Rhode Island to other states
See how Rhode Island stacks up by running the same salary through Connecticut · Massachusetts · New York.
Questions
Rhode Island salary calculator FAQ
What is the Rhode Island income tax rate for 2026?
Rhode Island has three brackets for 2026: 3.75% on taxable income up to about $82,050, 4.75% from there to about $186,450, and 5.99% above that. A standard deduction reduces taxable income first.
How much is taken out of a paycheck in Rhode Island?
A Rhode Island paycheck is reduced by federal income tax, 6.2% Social Security, 1.45% Medicare and progressive state income tax up to 5.99%. On a $70,000 single salary, total deductions are roughly 24% to 26%.
Do most Rhode Island workers pay the top rate?
No. Because the 3.75% bottom bracket covers income up to roughly $82,000, the majority of full-time wage earners are taxed entirely at the lowest rate and never reach the 4.75% or 5.99% bands.
What is the take-home pay on $70,000 in Rhode Island?
A single filer earning $70,000 in Rhode Island takes home roughly $54,000 a year after federal tax, FICA and state income tax. Use the calculator above for your exact figure.
- Sources: Rhode Island Division of Taxation (2026 three-bracket schedule) · IRS Rev. Proc. 2025-32 · SSA 2026 wage base.
- 🔄 Last updated June 9, 2026 · Tax year 2026
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