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❄️ St. Paul, MN · graduated state tax

St. Paul Salary Calculator: Your Take-Home Pay

St. Paul sits in Minnesota, which uses graduated income-tax brackets from 5.35% up to 9.85% (2026) after a standard deduction. The city of St. Paul adds no local income tax, so your paycheck is reduced by federal tax, FICA and the Minnesota state tax only. Enter your salary to see your net pay.

● MN 5.35%–9.85% ● No city income tax ● 2026 federal data

❄️ St. Paul take-home pay

St. Paul rules

How St. Paul paychecks are taxed in 2026

St. Paul is in Minnesota, which applies graduated income-tax brackets for 2026 — starting at 5.35% and rising through 6.8% and 7.85% to a top rate of 9.85% — after a standard deduction. The city of St. Paul levies no separate local income tax, so your only deductions beyond federal taxes are FICA and the Minnesota state tax.

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Among the higher state rates: Minnesota's first bracket already starts at 5.35% — higher than the entire flat rate in many states — and the top rate of 9.85% is one of the steepest in the country. Most St. Paul workers pay in the 5.35%–6.8% range, while higher earners reach the upper brackets. The calculator applies each bracket in order for an accurate figure.

Where a St. Paul paycheck goes

On a typical St. Paul salary, expect federal income tax, 6.2% Social Security, 1.45% Medicare and graduated Minnesota tax. The result line above shows the Minnesota portion separately so you can see exactly how much the state takes — and how a pre-tax 401(k) contribution reduces it.

Compare St. Paul with other cities

See how your salary fares in no-tax Seattle, in lower-tax Chicago (Illinois 4.95%) or under the statewide Minnesota calculator.

Questions

St. Paul Salary Calculator FAQ

Does St. Paul have a city income tax?

No. The city of St. Paul levies no separate local income tax. St. Paul workers pay federal income tax, FICA (Social Security and Medicare) and Minnesota's graduated state income tax — there is no St. Paul city income tax on top.

What is the Minnesota income tax rate in St. Paul?

Minnesota uses graduated brackets for 2026, from 5.35% on the lowest taxable income up through 6.8% and 7.85% to a top rate of 9.85%, applied after a standard deduction. Even the lowest Minnesota bracket, 5.35%, is higher than the flat rate in many other states.

What is the take-home pay on $62,000 in St. Paul?

A single filer earning $62,000 in St. Paul takes home roughly $48,000 to $50,000 a year after federal income tax, FICA and Minnesota's graduated state tax. Use the calculator above for your exact figure, including any pre-tax 401(k) contributions.

Is St. Paul a high-tax city for take-home pay?

On state income tax, yes. Minnesota's rates run from 5.35% to 9.85%, among the highest in the nation, so St. Paul workers keep less of each paycheck than peers in flat-tax or no-tax states. St. Paul itself adds no city tax, so the Minnesota state rate is the main driver of your net pay.

Mustafa Bilgic
Reviewed & maintained by
Mustafa Bilgic — Editor, SalaryCalculator.us

St. Paul's tax treatment is verified with the Minnesota Department of Revenue; federal figures from the IRS.

  • Sources: Minnesota Department of Revenue (graduated 5.35%–9.85% brackets for 2026) · City of St. Paul (no local income tax) · IRS Rev. Proc. 2025-32 · SSA 2026 wage base.
  • 🔄 Last updated June 9, 2026 · Tax year 2026

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