Baltimore rules
How taxes hit a Baltimore paycheck in 2026 — including the city tax
Maryland is one of the few states where every county and Baltimore City levy their own income tax on top of the state tax. A Baltimore resident's pay stub carries three income-tax layers: federal, Maryland state, and the Baltimore City local income tax. That stacking makes Baltimore one of the higher-tax places to earn a paycheck.
Maryland state income tax: 2% to 5.75%
Maryland runs progressive state brackets from 2% to 5.75%, applied after a state standard deduction. This is the statewide schedule, separate from the local tax below.
The Baltimore City local income tax: 3.20%
On top of the state tax, Baltimore City charges a local income tax of 3.20% — among the highest county/city rates in Maryland. It's collected through your Maryland return and withheld from city residents' paychecks. The calculator layers both the state and the 3.20% city tax above.
Compare Baltimore with other cities
Run your salary through statewide Maryland, fellow city-tax metros Philadelphia and New York City, or nearby no-local-tax Washington D.C.
Questions
Baltimore salary calculator FAQ
Does Baltimore have its own income tax?
Yes. Baltimore City charges a local income tax of 3.20% on residents, on top of Maryland's state income tax (2%–5.75%). Maryland is unusual in that every county and Baltimore City levy a local income tax, and Baltimore's is among the highest. This calculator layers both onto your federal taxes.
How much is taken out of a paycheck in Baltimore?
A Baltimore paycheck is reduced by federal income tax, 6.2% Social Security, 1.45% Medicare, Maryland state income tax (2%–5.75%) and the Baltimore City local income tax (3.20%). On a $75,000 single salary, total deductions run roughly 28% to 31%.
Who pays the Baltimore City local income tax?
The 3.20% local income tax applies to residents of Baltimore City. Maryland's local income tax follows your county or city of residence, so where you live within the state — not where you work — determines your local rate, which ranges from about 2.25% to 3.20%.
What is the take-home pay on $100,000 in Baltimore?
A single filer earning $100,000 in Baltimore takes home roughly $70,000 to $72,000 a year after federal tax, FICA, Maryland state income tax and the 3.20% Baltimore City local income tax. Use the calculator above for your exact figure.
- Sources: Comptroller of Maryland (state 2%–5.75% + Baltimore City local 3.20%) · IRS Rev. Proc. 2025-32 · SSA 2026 wage base.
- 🔄 Last updated June 9, 2026 · Tax year 2026
← Back to the national salary calculator · Compare: Maryland · Philadelphia · Washington D.C.