Mississippi Salary Calculator — Take-Home Pay, 4% Flat Tax 2026

Mississippi Salary Calculator: Your Take-Home Pay

Mississippi applies a 4% flat tax in 2026 — with the first $10,000 of taxable income completely exempt. The rate is on a legislated path toward eventual elimination. Enter your salary to see your net pay after federal tax, FICA and Mississippi tax.

● Flat 4% rate ● First $10,000 exempt ● Rate declining

🪕 Mississippi take-home pay

Mississippi rules

How Mississippi taxes your paycheck in 2026

Mississippi has simplified to a single 4% flat rate for 2026, down from 4.4% in 2025, with the first $10,000 of taxable income exempt. The Mississippi Department of Revenue administers a multi-year phase-down that is scheduled to keep cutting the rate, with full repeal possible if revenue triggers are met.

Gross salary	MS state tax (≈4%)	Est. take-home
$50,000	~$1,600	~$40,755
$55,000	~$1,800	~$44,572
$100,000	~$3,600	~$75,580
$150,000	~$5,600	~$108,191

Single filer, 2026 federal brackets and FICA.

The 4% flat rate above $10,000

Mississippi charges 0% on the first $10,000 of taxable income, then a flat 4% on everything above. After accounting for the state standard deduction and personal exemption, lower earners pay an effective state rate below 4%.

💡

Heading toward zero: Under 2025 legislation, Mississippi's rate is scheduled to fall to 3.75% in 2027, 3.5% in 2028, and lower thereafter — with full elimination of the income tax possible if growth targets are hit. The 4% figure is the 2026 statutory rate.

Comparing Mississippi to other states

See how Mississippi stacks up by running the same salary through Louisiana · Tennessee · South Carolina.

Mississippi salary calculator FAQ

What is the Mississippi income tax rate for 2026?

Mississippi has a flat individual income tax of 4% for 2026 (down from 4.4% in 2025), applied to taxable income above the first $10,000, which is exempt. The rate is on a legislated path to decline further toward eventual elimination.

How much is taken out of a paycheck in Mississippi?

A Mississippi paycheck is reduced by federal income tax, 6.2% Social Security, 1.45% Medicare and the 4% state income tax on income above $10,000. On a $55,000 single salary, total deductions are roughly 22% to 24%.

Is Mississippi phasing out its income tax?

Yes. Under 2025 legislation the rate falls to 3.75% in 2027, 3.5% in 2028, 3.25% in 2029 and 3% in 2030, with full repeal of the individual income tax possible if specified revenue triggers are met.

What is the take-home pay on $55,000 in Mississippi?

A single filer earning $55,000 in Mississippi takes home roughly $43,800 a year after federal tax, FICA and the 4% state income tax. Use the calculator above for your exact figure.