Montana rules
How Montana taxes your paycheck in 2026
Montana simplified to a two-rate income tax and, under House Bill 337, cut the top rate from 5.9% to 5.65% for 2026. The Montana Department of Revenue uses the federal standard deduction as its starting point, applying 4.7% to a wide lower band and 5.65% above roughly $47,500 single / $95,000 married.
| Rate | Taxable income |
|---|---|
| 4.7% | $0 – $47,500 |
| 5.65% | Over $47,500 |
Marginal rates — only income within each band is taxed at that rate. 2026 figures, before the state standard deduction/exemption.
A wider low band plus no sales tax
The 2025 reform significantly widened the 4.7% band, so more income is taxed at the lower rate. Montana also has no general sales tax, which partly offsets the income tax and keeps everyday purchases cheaper than in most states.
Comparing Montana to other states
See how Montana stacks up by running the same salary through Idaho · Wisconsin · Colorado.
Questions
Montana salary calculator FAQ
What is the Montana income tax rate for 2026?
Montana has two rates for 2026: 4.7% on the first $47,500 of taxable income ($95,000 married) and a top rate of 5.65% above that, reduced from 5.9% under House Bill 337. It uses the federal standard deduction as its starting point.
How much is taken out of a paycheck in Montana?
A Montana paycheck is reduced by federal income tax, 6.2% Social Security, 1.45% Medicare and state income tax of 4.7%–5.65%. On a $65,000 single salary, total deductions are roughly 25% to 27%.
Does Montana have a sales tax?
No. Montana is one of five states with no general state sales tax, which helps offset its income tax and keeps everyday purchases cheaper than in most states.
What is the take-home pay on $65,000 in Montana?
A single filer earning $65,000 in Montana takes home roughly $50,200 a year after federal tax, FICA and state income tax. Use the calculator above for your exact figure.
- Sources: Montana Department of Revenue (2026 two-rate schedule, top 5.65%; H.B. 337 of 2025) · IRS Rev. Proc. 2025-32 · SSA 2026 wage base.
- 🔄 Last updated June 9, 2026 · Tax year 2026
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