Phoenix Salary Calculator — Take-Home Pay After AZ Tax 2026

Phoenix Salary Calculator: Your Take-Home Pay

Phoenix sits in Arizona, which charges a low flat 2.5% income tax — and the city adds no local income tax. Enter your salary to see your net pay after federal tax, FICA and AZ state tax.

● AZ flat 2.5% ● No city income tax ● 2026 figures

🌵 Phoenix take-home pay

Phoenix rules

How taxes hit a Phoenix paycheck in 2026

Phoenix is in Arizona, which taxes wages at a single low flat rate of 2.5% — the lowest flat income-tax rate of any state that levies one. The city of Phoenix adds no local income tax, so your stub carries federal taxes plus just the 2.5% Arizona line.

Arizona's flat 2.5% rate

Unlike progressive states, Arizona applies the same 2.5% to all taxable income after a standard deduction that matches the federal amount ($16,100 single / $32,200 married for 2026). That keeps Phoenix take-home pay close to that of no-tax states.

The Phoenix cost of living

Phoenix's cost of living sits near the national average, with housing that climbed in recent years but remains below California levels. Combined with the low 2.5% income tax, Phoenix offers strong real take-home pay — though summer cooling costs are a notable expense.

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Low-tax advantage: A Phoenix paycheck keeps nearly as much as a no-income-tax city. The same salary nets far less in Los Angeles just across the state line.

Compare Phoenix with other places

Run your salary through low-tax Dallas, high-tax Los Angeles, or the statewide Arizona calculator.

Phoenix salary calculator FAQ

Does Phoenix have a city income tax?

No. Phoenix does not levy a city income tax. Your paycheck is reduced by federal income tax, FICA and Arizona's flat 2.5% state income tax — but there is no separate Phoenix city income tax.

What is the Arizona income tax rate in Phoenix?

Arizona uses a single flat rate of 2.5% — the lowest flat wage-income rate of any taxing state — applied after a standard deduction that matches the federal amount. Phoenix residents pay this same 2.5%.

How much is taken out of a paycheck in Phoenix?

A Phoenix paycheck is reduced by federal income tax, 6.2% Social Security, 1.45% Medicare and Arizona's 2.5% flat tax. On a $68,000 single salary, total deductions are roughly 20% to 22%.

What is the take-home pay on $100,000 in Phoenix?

A single filer earning $100,000 in Phoenix takes home roughly $76,000 to $77,000 a year after federal tax, FICA and the low 2.5% Arizona tax. Use the calculator above for your exact figure.