Social worker pay
What social workers earn — and keep — in 2026
Social work spans child welfare, schools, healthcare and clinical therapy, with pay rising for licensed clinical social workers (LCSW). The BLS reports a median social worker wage of $61,330 (May 2024). Healthcare and clinical social workers earn more — the top 10% exceed $94,000.
Where a social worker's paycheck goes
On the $61,330 median, a single social worker pays federal income tax mostly in the 12%–22% brackets after the standard deduction, plus 6.2% Social Security and 1.45% Medicare. Public-sector social workers may contribute to a pension that lowers take-home but builds retirement benefits.
The highest-paying states for social workers
Social workers earn the most in states with strong public-service funding — including California, New Jersey, New York, Washington and Connecticut. Washington pairs strong pay with no state income tax.
Compare the role with other careers
See how social worker pay compares with a psychologist or teacher, or check your exact net in Texas.
Questions
Social Worker Salary Calculator FAQ
How much does a social worker make in 2026?
The U.S. Bureau of Labor Statistics reports a median annual wage of $61,330 for social workers (May 2024). Healthcare and licensed clinical social workers (LCSW) earn more than child, family and school social workers, and the top 10% exceed $94,000.
What is a social worker's take-home pay on $61,330?
A single social worker earning the $61,330 median takes home roughly $49,000 to $50,000 a year after federal income tax and FICA in a no-income-tax state, less where state tax applies. Public-sector pension contributions reduce take-home but build benefits.
Does an LCSW license raise a social worker's salary?
Yes. The Licensed Clinical Social Worker credential allows you to provide therapy and bill insurance, often raising pay and enabling private practice. A licensure raise is taxable — enter your real salary for an accurate take-home.
Which states pay social workers the most?
Social workers earn the highest wages in states with strong public-service funding, including California, New Jersey, New York, Washington and Connecticut. No-income-tax states like Washington keep more of your pay.
- Sources: BLS Occupational Outlook Handbook — Social Workers (median $61,330, May 2024) · IRS Rev. Proc. 2025-32 · SSA 2026 wage base · State departments of revenue.
- 🔄 Last updated June 9, 2026 · Tax year 2026
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