Utah rules
How Utah taxes your paycheck in 2026
Utah uses a single 4.5% flat rate for 2026, reduced from 4.55% by House Bill 106 (signed March 2025). Utah's system is built on federal taxable income and provides a taxpayer tax credit that gently lowers the effective rate for lower- and middle-income filers. The Utah State Tax Commission administers the tax.
| Gross salary | UT state tax (≈4.5%) | Est. take-home |
|---|---|---|
| $50,000 | ~$1,526 | ~$40,830 |
| $70,000 | ~$2,426 | ~$55,650 |
| $100,000 | ~$3,776 | ~$75,404 |
| $150,000 | ~$6,026 | ~$107,766 |
Single filer, 2026 federal brackets and FICA.
The 4.5% flat rate and taxpayer credit
Utah applies 4.5% to your federal taxable income, then provides a non-refundable taxpayer tax credit that phases out as income rises. For most middle earners this calculator's 4.5%-on-taxable-income estimate closely tracks the real bill; very low earners pay less after the credit.
Comparing Utah to other states
See how Utah stacks up by running the same salary through Idaho · Colorado · Arizona.
Utah — the full tax picture
Beyond income tax: what Utah really costs
Your paycheck is only half the story. To judge whether Utah is genuinely tax-friendly, you have to look at the three taxes that hit working households the hardest — income, sales and property — together.
Sales tax
Utah's average combined sales tax is about 7.3%, and unlike most states it taxes groceries (at a reduced 3% rate).
Property tax
Effective property tax averages roughly 0.55%, among the ten lowest in the nation, with a residential exemption that shields 45% of a primary home's value.
Cost of living in the biggest metro
Salt Lake City and the Provo–Orem corridor have above-average housing costs driven by tech-sector growth, while overall living costs remain moderate.
How Utah fits the national picture
For a complete side-by-side of all nine no-income-tax states and how their sales and property taxes compare, see our guide to states with no income tax. To benchmark a specific salary across states, use the take-home pay by state calculator or compare a high-tax example like California.
Questions
Utah salary calculator FAQ
What is the Utah income tax rate for 2026?
Utah has a flat individual income tax of 4.5% for 2026, reduced from 4.55% by House Bill 106 signed in March 2025. It applies to federal taxable income, with a taxpayer tax credit that lowers the effective rate for lower-income filers.
How much is taken out of a paycheck in Utah?
A Utah paycheck is reduced by federal income tax, 6.2% Social Security, 1.45% Medicare and the flat 4.5% state income tax. On a $70,000 single salary, total deductions are roughly 23% to 25%.
Does Utah have a standard deduction?
Utah does not use a traditional standard deduction; instead it applies the 4.5% rate to federal taxable income and provides a taxpayer tax credit that phases out as income increases, effectively shielding part of lower earners' income.
What is the take-home pay on $70,000 in Utah?
A single filer earning $70,000 in Utah takes home roughly $54,900 a year after federal tax, FICA and the 4.5% state income tax. Use the calculator above for your exact figure.
- Sources: Utah State Tax Commission (2026 flat 4.5%; H.B. 106 of 2025) · IRS Rev. Proc. 2025-32 · SSA 2026 wage base.
- 🔄 Last updated June 25, 2026 · Tax year 2026
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