Full breakdown
$30 an hour to yearly salary: the median sweet spot
$30 an hour translates to $62,400 gross per year. The Bureau of Labor Statistics reports a median hourly wage of approximately $30 (2024), so you are right at the midpoint of American earners. After federal income tax and FICA, you take home about $52,318 — or 83.8% of gross.
| Period | Gross pay | After-tax (est.) |
|---|---|---|
| Hourly | $30.00 | ~$25.15 |
| Daily (8 hrs) | $240 | ~$201 |
| Weekly | $1,200 | ~$1,006 |
| Biweekly | $2,400 | ~$2,012 |
| Monthly | $5,200 | ~$4,360 |
| Annual | $62,400 | ~$52,318 |
Single filer, standard deduction, no state income tax, 2026 federal rates.
You are just below the 22% bracket
At $62,400 gross, your taxable income after the standard deduction is $46,300. The 12% bracket ends at $50,400 for single filers, so every dollar you earn stays in the 12% bracket. You are only $4,100 of taxable income away from the 22% bracket — meaning a modest raise or overtime could push your last dollars into the higher rate, though only the dollars above $50,400 would be taxed at 22%.
$30/hour with overtime
Ten hours of overtime per week at time-and-a-half ($45/hr) adds $23,400 in annual gross — pushing your total to $85,800 and your take-home well past $67,000. That is a significant lifestyle upgrade, and overtime pay is taxed at the same rates as regular wages. See the details with our overtime pay calculator.
Saving and investing at this income
With $4,360 per month after federal taxes, many financial planners recommend targeting 15–20% for savings and retirement. A 10% 401(k) contribution ($520/month pre-tax) reduces your taxable income and produces additional tax savings. Run the numbers with our 401(k) calculator.
Questions
$30 an hour salary FAQ
How much is $30 an hour per year?
At 40 hours per week for 52 weeks, $30 an hour is $62,400 per year before taxes. After 2026 federal income tax and FICA, a single filer takes home approximately $52,318 — about $4,360 per month.
What is $30 an hour after taxes?
A single filer earning $30/hour ($62,400 gross) pays about $5,308 in federal income tax and $4,774 in FICA, totaling roughly $10,082. That leaves about $52,318 per year or $2,012 per biweekly paycheck. State income tax would lower this further.
Is $30 an hour middle class?
$30 an hour ($62,400/year) is right at the U.S. median hourly wage according to BLS data. In most of the country outside major coastal cities, this income supports a solid middle-class lifestyle for a single person, including the ability to save and contribute to retirement.
How much is $30 an hour biweekly after taxes?
At $30/hour and 40 hours/week, biweekly gross pay is $2,400. After federal income tax and FICA, a single filer takes home approximately $2,012 every two weeks.
Can you buy a house on $30 an hour?
On $62,400 gross, conventional lending guidelines (28% front-end ratio) suggest a maximum monthly housing payment of about $1,456. With current mortgage rates that supports a home price roughly in the $200,000 to $250,000 range depending on your down payment and local taxes. Use our mortgage calculator for an exact figure.
What tax bracket is $30 an hour in?
At $62,400 gross, taxable income after the $16,100 standard deduction is $46,300. This stays within the 12% marginal federal bracket for 2026 (which tops out at $50,400 for single filers). You are close to the 22% bracket but not in it yet.
- Sources: IRS Rev. Proc. 2025-32 (2026 brackets; standard deduction $16,100 single) · SSA 2026 OASDI wage base $184,500 · BLS median hourly wage data.
- 🔄 Last updated July 2026 · Tax year 2026
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